What is ChexSystems, how can I obtain my report, and what to do if I have a dispute?

ChexSystems is a consumer reporting agency that tracks an individual’s banking history, including overdrafts, unpaid balances, returned checks, or suspected fraudulent activity.

To request your ChexSystems report, please visit their website at www.chexsystems.com or call 1-800-428-9623.

If you feel there is a dispute on information from them, you can then dispute any inaccuracies on your report directly with ChexSystems.