Certificate of Deposit

Description	Accounts offering a wide range of terms and interest payments methods at fixed rates
Minimum opening deposit	$1,000
Minimum Daily Balance to waive monthly Service fee	Not Applicable
Monthly Service Fee	None
Interest	Rate in effect when the account renews is also fixed for the renewal term Compounded monthly and paid monthly using 365 day year Rate in effect at account opening is fixed for the term of the goal
Other Services	No Surcharge on Point of Sales
Other Services	Early withdrawal penalty applies Option of automatic renewal or single maturity Grace period begins at maturity and ends 10 calendar days later No additional deposits during the term